Scheme Name : Union Kamadhenu is a scheme where dairy farmers are provided with financial assistance to purchase milch cattle.
Eligibility : To avail the loan, the smart card holder under NDDB project should have received at least 2 fortnight payments in his account or payment transaction carried out for a period of one month, whichever is later. The second aspect is that the average fortnight milk proceeds received by pourer shall be 40% more than the loan installment chosen.
Amount : Under the scheme, term loan of Rs.40000/- or Rs.50000/- can be sanctioned for purchase of two Milch Cattle. Minimum loan amount is Rs.40000/- and next slab is Rs.50000/-.
Required Document : Appropriate DPN note, Deed of Guarantee, Letter of continuity, Hypothecation agreement, Mortgage deed ,Letter of general lien and setoff, Undertaking from borrower /Guarantor for disclosure to CIBIL , Declaration/undertaking for Agriculture advance and any other document stipulated in sanction.Scheme Name : Animal Husbandry Infrastructure Development Fund (AHIDS)
Eligibility : Dairy Processing:
Value added dairy product manufacturing:
Meat processing and Value addition of facilities:
Eligible Entities (EE) can also avail benefit for establishment of Animal Feed manufacturing and strengthening of existing units/ plant.
Amount : The project under the AHIDF shall be eligible for loan up to 90% of the estimated/ actual project cost on submission of viable projects by eligible beneficiaries.
The beneficiary contribution in case of Micro and Small units as per MSME defined ceiling should be 10%, while in case of Medium Enterprises as per defined MSME ceiling, beneficiary contribution should go up to 15%. The beneficiary contribution in other categories of enterprises should go up to 25%.
The EE will submit the proposal with complete DPR through “Udyami Mitra” Portal developed by Small Industries Development Bank of India (SIDBI).
The Schedule Bank after due appraisal and sanction of the project will forward the application/ project to the Department of Animal Husbandry and Dairying for approval of interest subvention through online mechanism.
Required Document : 1. Detailed Project report (DPR)* of the project establishing technical and economical
viability of the project should, inter-alia, include :
 Details of Management / Board / Key executives
 Shareholding / capital structure
 Cost of project with head wise details
 Layout plan (both Civil and Machinery) of processing facility certified by a
registered architect
 List of Machinery and Equipment (with names of proposed suppliers)
 Manufacturing process and related linkages
 Details of all statutory clearances required for the project like clearances from
the local administration, trade licenses, consent of establishment, consent to
operate from state pollution control board, FSSAI license etc. along with
copies of respective approvals / clearances.
 Roadmap to ensure the Quality management of the product, product
promotion and market development
 Profitability estimates (projections) for the project
 SWOT analysis
2. Ownership document* (sale deed / lease deed / rent deed) of project location site/ land
3. Latest state pollution control board consent / approval for the proposed unit
B. Documents related to applicant / promoters
1. PAN card of Applicant*
2. Udyog Aadhar Memorandum (UAM) / Udyami Registration Number (URN) * (In case
of MSME)
3. Certificate of Incorporation* (In case of company)
4. Address proof of applicant*
5. Last three years audited Annual financial statements (including auditor’s report /
director’s report / schedules / notes to accounts)* of the applicant (for existing entities)
6. Last three years income tax returns* of applicant (for existing entities)
7. Bank statement for last six months
8. PAN / Aadhar Card of chief promoter*
9. CV of chief promoter*
10. Photograph of chief promoter*
11. Education certificates
12. Training certificatesApplication Process : https://www.youtube.com/watch?v=R6JcWdLigHY&t=70s